ShareOccupational Accident Insurance Options
Occupational Accident Insurance
Plan 1A (Highest Limits): $170.00 Down/monthly
*ONLY Option: Dump Truck, Grain, Auto, Heavy Machinery and Tank Operations*
Plan 1 (Higher Limits): $146.00 Down/ monthly
Plan 2 (Average Limits): $136.00 Down/monthly
Plan 3 (Lowest Limits): $125.00 Down/monthly
Accidental Death:
- Principal Sum-The amount given immediately after death.
- Survivor’s Benefit-1% Amount given monthly
(Example: Plan 3: $125,000=$1,250.00 monthly for 8 ½ years)
Accident Dismemberment:
- Must occur within 365 days of original claim
(Paid like survivor’s benefit)
Temporary Total Disability:
- Disable within 90 days waits 7 days to start receiving benefits
Continuous Total Disability:
- Begins after Maximum benefit period of Temporary Total Disability
- Permanent disability
Accident Medical Expense:
- Injury coverage
EXCLUDED: Hazardous materials, livestock, moving/storage operations, logging/lumber, mobile home, garbage, oilfield and couriers of any kind.
We also consult on the following casualty insurance policies:
- Accidental death and dismemberment insurance
- Occupational accident insurance
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